How we handle personal data when you visit our site or contact us about AI driven risk
premia research.
Introduction
Privacy matters because data about people is never just another input into an AI
model or a research process. At Muvolentariqo we treat your personal information with the
same skepticism and discipline that we apply to our own analytical work, collecting
only what we need, questioning how it is used, and documenting our decisions. This
policy explains what data we collect when you visit our website or interact with us,
why we collect it, how we use and share it, and which rights you have under Canadian
privacy standards.
The site focuses on AI techniques for financial market research, including scenario
based multi asset risk premia modeling and stress testing, and most of our examples
and diagnostics rely on aggregated or anonymized data. However, we still handle
personal data when you contact us, sign up for updates, or browse the site. By
reading this policy, you will understand the principles that guide our decisions
about that data, the safeguards we apply, and how you can reach us with questions or
requests about your information.
How we collect information
We collect personal data when you choose to share it with us, for example by completing
a contact form, subscribing to updates, or communicating with our team. We also collect
certain technical information automatically when you visit our site, such as device
details and usage patterns, mainly for security, performance, and analytics. We aim to
limit collection to what is relevant for operating the website, responding to enquiries,
and improving how we present our AI risk premia content.
Information you provide directly
•Identification details such as your name, title, and organizational
affiliation when you include them in forms or communications.
•Contact details including email address, phone number, and postal address
that you choose to provide.
•Information about your role, interests, or focus areas related to financial
market research and AI, where you share these details.
•Content of messages, enquiries, or feedback you send us, including any
attachments or supporting documents.
•Preferences about how we contact you and what types of information you
would like to receive from us.
Information collected automatically
•Technical details about your device and browser, such as type, version, and
operating system, to help us diagnose access issues.
•Log information about your visits, including pages viewed, time spent, and
the sequence of clicks within the site.
•Approximate location data based on IP address, generally at city or region
level, to understand where visitors are coming from.
•Information about how you arrived at our site, such as whether you followed
a search result, referral link, or direct address entry.
•Data related to cookies and similar technologies, including identifiers
used for preferences, analytics, and security purposes.
How we use your information
We use the personal data we collect to operate our website, respond to your enquiries,
maintain security, and improve how we explain our AI driven risk premia and stress
testing methods. In some cases we may also use information to send you relevant updates
about our work, where permitted, and to generate anonymous statistics about site usage.
All such use is guided by applicable Canadian privacy rules and the principle of
collecting and using no more data than is reasonably necessary.
•To respond to your questions, requests for information, and messages submitted
through forms or direct communication channels.
•To operate, maintain, and secure our website, including monitoring for unusual
activity and troubleshooting technical issues.
•To analyze how visitors use the site so we can improve navigation, clarity, and
the way we present information about AI risk premia modeling.
•To manage and document our relationship with you, including keeping records of
interactions, preferences, and consent choices.
•To send you updates or information about our work where you have requested or
permitted such communications, subject to your right to opt out.
•To comply with legal, regulatory, or audit requirements that apply to our
activities and record keeping obligations.
•To protect our rights, systems, and users, including detecting, preventing, or
addressing security, fraud, or technical issues.
Our commitment: We treat privacy as a core part of responsible AI and
financial market research, not an afterthought. That means collecting only the
information we need, explaining why we need it, and giving you meaningful choices about
how it is used. We align our practices with Canadian privacy standards and apply
internal controls so that personal data is accessed only by people who need it for
clearly defined purposes, such as responding to enquiries, maintaining security, or
improving how we explain our AI driven risk premia work.
When we share your information
We may share your personal data with carefully selected service providers who support
our operations, such as hosting, analytics, communication tools, or security services,
and only to the extent necessary for them to perform their tasks. In some cases we may
also share information when required by law, regulation, or a competent authority, or to
protect our rights, safety, or the rights of others. We do not sell personal data or
share it with third parties for their independent marketing purposes.
Service providers and partners
We work with service providers that help us host the site, deliver
communications, analyze usage patterns, and maintain security. These providers
may process personal data on our behalf, but only according to our instructions
and under contracts that require them to protect the information and use it
solely for the agreed purposes.
Compliance with legal obligations
We may process and retain certain personal data to meet legal, regulatory, tax,
or accounting obligations, to respond to lawful requests from authorities, or to
establish, exercise, or defend legal claims. In these cases, we limit access to
those who need the information for compliance purposes and keep it only for as
long as required by applicable rules.
Anonymous statistics
We use aggregated, pseudonymized statistics to understand how visitors use our
site, such as page views and navigation paths, to help us improve clarity and
structure without identifying individual users directly.
Your rights
You have a set of rights over your personal data, including the ability to ask what we
hold about you, request corrections, request deletion in some cases, limit certain
processing, object to specific uses, and, where applicable, obtain a copy in a portable
format. These rights are not absolute and may be subject to legal exceptions, but we
take them seriously and will explain how they apply in your situation when you contact
us.
•You can ask us whether we hold your personal data and request a copy of
that information in a clear, accessible format.
•You can ask us to correct personal data that is inaccurate or incomplete,
and we will update our records where appropriate.
•You can ask us to delete your personal data when it is no longer needed,
when you withdraw consent, or when you believe it has been processed
unlawfully, subject to legal retention obligations.
•You can request a copy of certain personal data in a structured, commonly
used, machine readable format so you can reuse it or share it with another
organization, where this right applies.
•You can object to certain types of processing, including direct marketing
or processing based on our legitimate interests, especially where you
believe your rights outweigh our reasons for processing.
•You can request that we limit the processing of your personal data in
certain situations, for example while we verify its accuracy or assess an
objection you have raised.
To exercise your privacy rights, such as access, correction, deletion, limitation,
objection, or portability, please contact us using the details on our contact page
and clearly describe your request. We may need to verify your identity before
acting, and we will respond within a reasonable timeframe, taking into account
applicable Canadian privacy rules and any legal obligations that affect how we
handle your data.
How we protect your data
We apply a combination of technical and organizational measures to protect personal data
against accidental loss, unauthorized access, misuse, or alteration. These measures are
designed to be proportionate to the sensitivity of the information and the risks
associated with processing it, and we review them periodically as our systems and
services evolve.
Technical safeguards
•Using secure hosting environments and network protections to reduce the
risk of unauthorized access to our systems.
•Applying encryption or similar safeguards for data in transit where
appropriate, particularly for sensitive interactions.
•Maintaining access controls, authentication procedures, and logging to
monitor system use and detect unusual activity.
•Backing up key systems and data to support resilience and recovery in
the event of technical incidents.
Organizational safeguards
•Limiting access to personal data to team members who need it for
defined tasks, supported by role based permissions.
•Providing guidance and internal notes to help our team handle enquiries
and personal data in line with this policy.
•Maintaining records of processing activities and data flows to support
accountability and oversight.
•Reviewing our relationships with service providers to ensure contracts
include appropriate privacy and confidentiality commitments.
Data retention
We keep personal data only for as long as it is needed to fulfil the purposes described
in this policy, including responding to enquiries, maintaining records of our
interactions, and meeting legal or regulatory obligations. When information is no longer
required, we take steps to delete it, anonymize it, or securely archive it according to
our internal retention rules.
•If we create internal records for enquiries or ongoing work, we may store
identifiers, access roles, and activity logs linked to your account.
•We may collect information about how users interact with explanatory content,
such as which sections are expanded or which examples are most viewed, to refine
how we present complex AI and risk premia topics.
•Records of emails, messages, and form submissions, including content and
metadata, so we can respond, track follow ups, and maintain a history of our
communications.
•If relevant to a specific enquiry, we may collect high level information about
your mandate size or research scope, but we do not request or store detailed
account or payment card data through this website.
•Where permitted, we may store information about your communication preferences
and topics of interest so we can send you relevant updates about our AI risk
premia work without overwhelming you.
Retention periods can vary depending on the type of data, the nature of our interactions
with you, and applicable legal requirements, so exact timelines may differ across
records.
International data transfers
Some of our service providers or technical systems may be located outside your province
or outside Canada, which means your personal data could be transferred to and processed
in other jurisdictions. When this happens, we take steps to ensure that appropriate
safeguards are in place, such as contractual protections and security controls, and we
work with providers who commit to handling data in a way that is broadly consistent with
Canadian privacy expectations.
•We may transfer personal data to service providers located in other provinces
or countries to support hosting, analytics, or communication services.
•These providers are selected based on their security posture and their
willingness to commit contractually to appropriate privacy protections.
•Where data leaves Canada, it may be subject to the laws and access rights of
authorities in the destination jurisdiction, which can differ from Canadian
rules.
•We aim to use safeguards such as contractual clauses and risk assessments to
keep international transfers aligned with Canadian privacy expectations.
Cookies and similar technologies
We use cookies and similar technologies to keep the site functioning, remember your
preferences, and understand how visitors interact with our content about AI driven risk
premia modeling. Some cookies are essential for security and navigation, while others
support analytics or personalization. Where required, we ask for your consent before
placing non essential cookies, and you can adjust your browser settings to manage or
block them, although this may affect how some features work.
Types of cookies we use
•Essential cookies support core site functions such as navigation, security,
and form submission, and cannot be switched off in our systems without
affecting basic operation.
•Performance cookies help us understand how visitors use our site by
collecting aggregated statistics about visits, which we use to improve
navigation, content clarity, and overall performance.
•Personalization cookies may adjust content presentation based on your
previous interactions, such as remembered sections or preferred layouts,
helping you return to materials that matter most to you.
•Functionality cookies remember choices you make, such as language, region,
or consent preferences, helping the site present content in a way that
matches your previous selections.
You can manage cookies through your browser settings by blocking, deleting, or limiting
certain types of cookies, and in some cases by using on site preference tools. Because
each browser is different, you should check its help pages for specific instructions,
and remember that blocking cookies may change your experience on this and other
websites.
Changes to this policy
We may update this privacy policy from time to time to reflect changes in our services,
technology stack, or legal and regulatory expectations. When we do, we will revise the
effective date and make the updated version available on this page so you can see what
has changed.
•If we make material changes to how we collect or use personal data, we will
update this policy and change the effective date shown at the top.
•Where changes are significant, we may provide additional notice on the website
or by direct communication, when appropriate.
•Your continued use of the site after changes take effect will be treated as
acceptance of the updated policy, to the extent permitted by law.
•We encourage you to review this page periodically so you stay informed about
how we handle personal data and how those practices evolve over time.
Significant updates may be highlighted through additional notices on the site or, where
appropriate, through direct communication channels.
How to contact us
If you have questions about this privacy policy, want to exercise your rights, or need
clarification on how we handle your data, you can contact us using the details provided
on our contact page. Please include enough information for us to identify you and
understand your request, and we will respond within a reasonable timeframe in line with
applicable Canadian privacy rules.